SMARTERCURVE is an Investment strategy that delivers 7% (+/-) cash flow. If markets go up, accounts are designed to go up more.


Financial planning is the strategic process of managing your money to achieve both short- and long-term goals. It involves budgeting, saving, investing, and preparing for future expenses like retirement or emergencies. A solid financial plan helps build stability and confidence, allowing you to make informed decisions and adapt to life’s changes. Whether you’re aiming to buy a home, fund education, or simply grow your wealth, financial planning acts as your personal roadmap—guiding each step with clarity and purpose.

Charles S Stoll

CFP,  PFS Managing Member Winning Points Advisors, LLC (WPA) Boca Raton, FL

John Brandt

Vice President and Portfolio Manager Winning Points Advisors, LLC (WPA)

Doug Alden

Investment Advisor Representative Winning Points Advisors, LLC (WPA)

Robert Gearing

Investment Operations Officer Winning Points Advisors, LLC (WPA).